The Barnes Firm

Will My Insurance Cover Chiropractic Treatment After a Car Accident?

• June 2, 2020
• Barnes Admin

SAN DIEGO – The sudden impact of a car accident can lead to whiplash, aches, and pains that will often worsen if you don’t get the proper care. Injuries relating to your neck, back, and spine are ones that should not be taken lightly. Even if the pain is minor, delaying adequate treatment can lead to further issues down the road and affect your overall quality of life. It’s not wise to wait until after you’ve settled with your insurance company before seeing a chiropractor. Your priority after a car accident is to receive the medical care necessary to get back to feeling like yourself sooner rather than later.

What’s the Benefit of Seeing a Chiropractor?

When visiting a doctor after a car accident, they can prescribe pain medication and muscle relaxers to help with the pain from a whiplash injury. Pain medication provided by a doctor might help mask the aches and soreness, but it won’t fix the underlying problem. Adjustments to your neck and spine from a chiropractor can free up tension in your back and spine. This process slowly alleviates chronic inflammation, and its lasting effects will restore your quality of life without causing you to endure ongoing soreness and pain.

What to Look for When Selecting a Chiropractor

Choosing the right chiropractor to treat your car accident injuries is nearly as important as the care you receive. You want to be certain that your specialist is proficient with a proven track record for treating neck and back injuries related to a car accident. Characteristics to consider when selecting a chiropractor should include:

• How qualified and experienced he/she is
• The location of the clinic
• How many sessions are necessary for you to reach full recovery

Your treatment might require specific equipment and ongoing physical therapy. You’ll want to find out if you’ll go to the same clinic to receive this physical therapy, to another location, or if ongoing treatment takes place in the comfort of your home. Be sure to research before scheduling a visit to a clinic.

Steps to Take to Assist with Your Insurance Claim

Going to a chiropractor to receive proper care following a car accident isn’t a cost that most people factor into their daily expenses. But if pain is ongoing in your neck and spine, or if it’s recommended by the physician who treats you following your car accident – don’t wait for a settlement with your insurance company to get the treatment that you need. Waiting to get the proper care will only worsen your injuries. Visiting a chiropractor sooner rather than later will strengthen your claim of injury and how vital it is that you receive the ongoing care needed to restore your quality of life. It will also help build your case for compensation that’s due to you from experiencing chronic pain, losing your quality of life, performance, and emotional well-being.

To ensure that the insurance claim covers your expenses from seeing a chiropractor, it’s crucial to have the appropriate documentation that proves your care was necessary. Be sure to keep and retain the following documents:

• The initial doctor’s report of your symptoms
• Records of all chiropractic care
• Records of all expenses related to chiropractic care

Chiropractic care-related expenses include MRI scanning for an in-depth look at the extent of your injuries, thermography to measure the energy and heat given off by your tissues and nerves, and the adjustment tables that you lie on during your chiropractor visit. All these expenses contribute to the overall cost of treatment. Victims of a car accident must look at the entire picture when seeking compensation from the insurance company.

Experienced San Diego Personal Injury Attorneys

The cost of ongoing care is expensive. It’s important to factor in ongoing treatments as well when you’re seeking compensation from an insurance company. This is a complex task that our experienced legal team at The Barnes Firm can help you with. We’ve been helping victims of car accidents with their personal injury claims for years. Unless we win your case, our attorneys do not take a single fee from you. Call us today for your free consultation.

The Barnes Firm (800) 800-0000